7 Ways to Get Free Money From Banks This Month

Last updated: October 26, 2026

Bank bonuses are one of the easiest ways to put a little extra money in your pocket, and this month the most interesting offers are coming from crypto platforms and fintech apps rather than traditional checking accounts. These promotions work a lot like classic bank bonuses: you sign up, meet a simple requirement, and get a reward for being a new customer. We pulled together seven current offers, ranging from a small questionnaire reward to a referral program advertised at up to $100 in USDC. If you like hunting for bank bonuses and don’t mind trying something a bit different, this list is a good place to start.

SMART VALOR CHF 10 Bitcoin Welcome Bonus

SMART VALOR is offering new customers a welcome bonus listed at $10, through its SMART VALOR CHF 10 Bitcoin Welcome Bonus promotion. As the name suggests, the reward is tied to Bitcoin, so it’s a low-pressure way to get a little exposure to crypto without putting much of your own money on the line.

This offer is only around for a limited time, and no fixed end date is listed, so check the official page for the latest deadline before you sign up. Like most bank bonuses, the details can change without much notice, so it’s worth reading the terms carefully before you start.

Coinext R$25 Bitcoin New User Bonus (Code bit25)

Coinext is offering new users a bonus listed at $25 through its Coinext R$25 Bitcoin New User Bonus. The promotion uses the code bit25, so keep that handy when you sign up. The R$ in the title means the reward is stated in Brazilian reais, which is useful to know before you make plans for it.

This is a limited-time promotion, and the official page has the current deadline. Promo codes like this one are common with bank bonuses and fintech offers, and forgetting to enter the code is one of the easiest ways to lose a reward. Copy it exactly as shown and double-check it before you finish signing up.

Mercari Bitcoin (Mercoin) ¥400 Bitcoin Questionnaire Bonus

This one is a little different. Mercoin, the Bitcoin service from Mercari, is offering a reward listed at $3 through its ¥400 Bitcoin Questionnaire Bonus. As the title suggests, it’s tied to filling out a questionnaire, so it may be one of the lowest-effort rewards on this list.

Unlike most of the offers here, this one has a firm end date: it expires on December 25, 2026. That gives you some time, but don’t let it slip off your calendar. Small bank bonuses like this add up when you stack several together, and an easy questionnaire reward is a nice addition to the pile.

Invity €4 Bitcoin Referral Bonus

Invity is a bitcoin-only platform, and right now it’s offering new customers a reward listed at $4 through its Invity €4 Bitcoin Referral Bonus. If you only care about Bitcoin and don’t want to sort through hundreds of other coins, a focused service like this can feel easier to use.

The bonus is offered for a limited time, and the latest deadline is on the official page. It’s a modest amount, but plenty of people who chase bank bonuses like these smaller offers precisely because they usually come with simple requirements. Read the referral terms first so you know what counts as qualifying.

Coinchange $25 Crypto Referral Bonus

Coinchange is offering new customers $25 through its Coinchange $25 Crypto Referral Bonus. That ties it with Coinext for one of the bigger fixed amounts on this list, which makes it worth a closer look if you’re comparing offers.

Like the others, this promotion is limited-time, and the deadline isn’t set in stone, so check the official page for the latest details. With referral-based bank bonuses, how you sign up often matters. Make sure you’re going through the proper referral path so the bonus actually gets credited to your account.

Trezor Refer-a-Friend 10% Off First Hardware Wallet Order

Trezor makes hardware wallets, and its refer-a-friend program gives new customers 10% off their first hardware wallet order, a saving listed at $8. This isn’t cash in your account. It’s a discount on a physical product, which is still useful if you were already planning to buy one.

If you’re collecting crypto rewards from the other offers on this list, a hardware wallet may be something you’re thinking about anyway. The promotion is limited-time, so check the official page for the current deadline. Not all bank bonuses are cash deposits, and a discount on something you’d buy regardless can be just as valuable.

Jupiter Global Card Referral Bonus Up to $100 in USDC

Jupiter, which operates as Jupiter Global and Jupiter Spend, is offering new customers a reward listed at $20 through its Jupiter Global Card Referral Bonus. The promotion title says rewards go up to $100 in USDC, so there may be room to earn more than the base amount depending on how the program works.

This offer is limited-time, and the official page has the latest deadline. Because it’s tied to a card product, read the terms closely to see what you need to do to qualify. Card-linked bank bonuses often have specific steps, and knowing them upfront saves you frustration later.

Tips for Getting the Most Out of Bank Bonuses

Before you sign up for anything, read the full terms on each offer page. Most of these promotions are limited-time, and the details can change quickly. Keeping a simple spreadsheet with the platform name, the requirements, and any deadline makes it much easier to manage several bank bonuses at once.

Watch for promo codes and referral paths, since missing either one is the most common reason people don’t get their reward. Keep in mind that crypto rewards can rise or fall in value after you receive them. It’s also smart to stay alert to scams. The FTC has a helpful guide on what to know about cryptocurrency and scams that’s worth reading before you sign up anywhere new.

Finally, only sign up for services you feel comfortable using. A small reward isn’t worth it if the platform doesn’t fit your needs. The best bank bonuses are the ones that line up with something you were already planning to do.

Wrapping Up

From a ¥400 questionnaire reward on Mercoin to a Jupiter referral program advertised at up to $100 in USDC, there’s a good range of offers available this month. Most of them are limited-time, so if one catches your eye, check the official page sooner rather than later. Stacking a few smaller rewards can add up to a nice bit of free money. For more current bank bonuses and financial promotions, browse Bonus Bank Daily and see what’s new.