When it comes to cit bank bonus 2026, knowing the right approach makes all the difference.
CIT Bank is currently offering $300 to new customers as part of their “CIT Bank Platinum Savings $300 Bonus” promotion. This bonus is available for a limited time and expires on April 13, 2026. CIT Bank is offering up to $300 when you open a new Platinum Savings account with promo code PS2025. Deposit $25,000+ within 30 days to earn $225, or deposit $50,000+ to earn the full $300 bonus. The account also earns up to 3.75% APY with no monthly fees. Below, we break down exactly how to qualify, what you need to know before signing up, and whether this bonus is worth your time.
How Do I Earn the CIT Bank “CIT Bank Platinum Savings $300 Bonus” Bonus?
Qualifying for the CIT Bank bonus is straightforward, but you need to follow every step carefully. Here is the complete process from start to finish:
- Step 1: Open new Platinum Savings account with promo code PS2025
- Step 2: Deposit $25
- Step 3: 000-$49
- Step 4: 999 for $225 bonus or $50
- Step 5: For $300 bonus within 30 days of account opening
Make sure to complete all requirements within the specified timeframe. Missing even one step could disqualify you from receiving the bonus. Most bonuses are deposited within 10 to 15 business days after all conditions are met, though some institutions may take longer.
We recommend screenshotting or saving a copy of the offer terms before you start. Promotions can change or be pulled at any time, and having proof of the original terms protects you if there’s a dispute about your eligibility.
What Are the Requirements for the CIT Bank Bonus?
Here is a summary of everything you need to know about this offer at a glance:
| Company | CIT Bank |
| Bonus Amount | $300 |
| Minimum Deposit | $25000 |
| Requirements | Open new Platinum Savings account with promo code PS2025, deposit $25,000-$49,999 for $225 bonus or $50,000+ for $300 bonus within 30 days of account opening |
| Offer Expires | April 13, 2026 (23 days remaining) |
| Eligibility | New CIT Bank customers only (no existing CIT Bank User ID or open accounts), US residents, transfers from existing CIT Bank accounts do not qualify |
Always read the full terms and conditions on the official offer page before signing up. Requirements can change without notice, and some bonuses have additional conditions — such as maintaining a minimum balance for a set period or avoiding early account closure fees — that are not always highlighted in the promotional materials.
If the bonus requires a direct deposit, keep in mind that what counts as a “direct deposit” varies by institution. Some banks accept ACH transfers from other banks, while others require an employer payroll deposit. Confirm this detail before you start so there are no surprises.
Is the CIT Bank Bonus Worth It?
The $300 bonus requires $25000 in deposits. While the percentage return is modest, it’s still free money if you meet the requirements.
Keep in mind that new cit bank customers only (no existing cit bank user id or open accounts), us residents, transfers from existing cit bank accounts do not qualify, so make sure you qualify before going through the application process.
Also consider any monthly maintenance fees on the account. Some banks waive these fees if you maintain a minimum balance or have direct deposit set up, but if you plan to close the account after earning the bonus, factor in any fees you might incur during the holding period.
This offer from CIT Bank is valid until April 13, 2026. As with any financial promotion, terms and conditions apply — we recommend visiting the official offer page for the most current details before you sign up. Bonus offers in this space change frequently, and acting sooner rather than later helps ensure you lock in the current terms.
If this bonus isn’t the right fit for your situation, don’t worry — there are plenty of other options available right now. Browse our full list of active bonuses to compare offers and find the best match for your goals. We update our listings daily for March 2026 so you always have access to the latest verified promotions.