7 Ways to Get Free Money From Banks This Month

Last updated: August 31, 2026

If you have been looking for a straightforward way to add a little extra cash to your accounts, bank bonuses and their crypto-era cousins are one of the easiest places to start. Every month, banks, brokerages, and trading platforms hand out real money to people who simply open an account and complete a few basic steps. The catch is that these offers rotate constantly, and the good ones tend to disappear before most people hear about them. Below are seven live promotions worth a look right now, along with what makes each one different and how to think about bank bonuses in general.

Swissquote CHF 100 Welcome Trading Credit

Swissquote is currently offering $100 to new customers as part of their Swissquote CHF 100 Welcome Trading Credit promotion. That makes it the largest single payout on this list, and it comes from a Swiss regulated institution rather than a startup nobody has heard of. If you are the kind of person who wants a recognizable name attached to the money, this is the one to look at first.

The offer is available for a limited time and expires on December 31, 2026, which gives you a genuinely long runway compared to most bank bonuses. That extra breathing room matters more than people realize. It means you can open the account, read the terms carefully, and complete whatever steps are required without feeling rushed into a decision you have not thought through.

Worth noting: this is a trading credit rather than a straight cash drop, so the value shows up inside the platform. Read the offer page before you commit, because the mechanics of trading-credit bank bonuses differ from a simple deposit-and-wait structure.

BitKan $100 Welcome Gift for New Traders

BitKan is currently offering $100 to new customers as part of their BitKan $100 Welcome Gift for New Traders promotion. It ties with Swissquote for the biggest number here, which puts it firmly in the tier of promotions actually worth spending an evening on. BitKan operates out of Singapore and Japan, so it brings a different regulatory footprint than the European options on this list.

The bonus is available for a limited time, and the listing does not name a fixed deadline, so you will want to check the official page for the latest date. That is standard for offers in this category. Platforms adjust the end date based on how many people sign up, which is exactly why checking the source page beats trusting a number you read somewhere weeks ago.

If you are already curious about crypto trading and were going to open an account anyway, stacking a welcome gift on top of that decision is free upside. If you were not planning to trade at all, treat it as a smaller-priority item on your list.

NovaDAX Up to R$25 Bitcoin Invite Bonus + R$2 Signup Bonus

NovaDAX is currently offering $25 to new customers as part of their NovaDAX Up to R$25 Bitcoin Invite Bonus + R$2 Signup Bonus promotion. What makes this one interesting is the two-part structure: there is a signup component and a separate invite component, which means the total you walk away with depends partly on what you do after the account is open.

The bonus is available for a limited time, with no fixed deadline listed, so check the official page before you start. The “up to” language in the title is doing real work here. Offers structured this way typically pay out in stages, and the headline figure represents the ceiling rather than a guaranteed amount.

NovaDAX is a Brazil-focused platform, which is reflected in the real-denominated amounts. If you are outside that market, confirm eligibility first — geography is one of the most common reasons people get disqualified from otherwise generous bank bonuses.

Cwallet 10 USDC Fee Rebate Voucher + Up to 2 USDC No-Deposit Bonus

Cwallet is currently offering $12 to new customers as part of their Cwallet 10 USDC Fee Rebate Voucher + Up to 2 USDC No-Deposit Bonus promotion. The headline feature here is the no-deposit portion. Most bank bonuses require you to put money in before you get money out, so an offer that hands you something without a deposit requirement is genuinely unusual.

The rebate voucher covers fees rather than paying cash directly, which is a meaningful distinction. If you plan to actually use the platform, a fee rebate can be worth more than its face value. If you plan to sign up and never touch the account again, it is worth considerably less. Match the offer to your actual behavior.

This one is available for a limited time with no listed deadline, so check the official page. The combined structure means reading the terms is more important than usual — two components means two sets of conditions.

BLOX €10 Free Crypto Welcome Credit

BLOX (WeAreBLOX) is currently offering $10 to new customers as part of their BLOX €10 Free Crypto Welcome Credit promotion. This is a smaller payout, but it is also one of the simplest offers on the list — a straightforward welcome credit for new users, without a complicated multi-stage structure to work through.

Simplicity has real value when you are collecting bank bonuses. Complicated offers create more chances to miss a step, blow a deadline, or fail to qualify for reasons buried in the fine print. A clean welcome credit is the sort of thing you can complete in one sitting and then stop thinking about entirely.

The bonus is available for a limited time with no fixed deadline listed, so confirm current terms on the official page before signing up.

Busha ₦/USDT Sign-Up Bonus — Share of 2,000 USDT for New Users

Busha is currently offering $2 to new customers as part of their Busha ₦/USDT Sign-Up Bonus — Share of 2,000 USDT for New Users promotion. The structure here is a shared pool rather than a fixed per-person amount, which means your individual payout depends on how the 2,000 USDT gets divided among participants.

Pool-based offers reward people who move early. The earlier you get in, the fewer people you are typically splitting with. That is a different calculation than the fixed-amount bank bonuses elsewhere on this list, where timing only matters for hitting the deadline.

This is a limited-time offer without a listed end date, so check the official page for current terms. The payout is modest, but the effort required is proportional — this is a low-stakes one to add to a batch.

Tokocrypto 100% BCA Virtual Account Deposit Cashback Up to Rp50,000

Tokocrypto is currently offering $50000 to new customers as part of their Tokocrypto 100% BCA Virtual Account Deposit Cashback Up to Rp50,000 promotion. This is a cashback structure tied specifically to BCA virtual account deposits, so the payment method you use is not incidental — it is the whole qualifying mechanism.

The offer is available for a limited time and expires on December 20, 2026. Like the Swissquote promotion, having a concrete date published is a nice change from the open-ended offers, because you can actually plan around it instead of checking back repeatedly.

A 100% cashback rate on the qualifying deposit, capped at Rp50,000, means the more relevant question is whether you were going to make that deposit anyway. Cashback bank bonuses reward spending you had already planned; they are less compelling if they push you into moving money you did not intend to move.

What to Know Before Claiming Bank Bonuses

A few habits separate people who reliably collect bank bonuses from people who chase them and end up frustrated. First, read the terms on the official page every single time. Listed amounts, deadlines, and eligibility rules change, and the version you saw last week may not be the version that applies today.

Second, check geographic eligibility before you invest any effort. Several offers on this list are tied to specific markets — Brazil, Indonesia, Nigeria — and signing up from outside those regions is the fastest way to waste an hour. Third, keep a simple record of what you signed up for and when, because some bonuses require follow-up steps weeks after the initial account opening.

Finally, be honest about what you are getting. Trading credits, fee rebates, and cashback are not the same as cash in a checking account, even when they are listed with a dollar figure. The FTC’s consumer guidance on avoiding scams is a good general reference for evaluating any offer that arrives with urgency attached. Legitimate bank bonuses will always let you read the full terms before you commit anything.

Wrapping Up

Seven offers, seven different structures — welcome credits, no-deposit bonuses, pooled rewards, and cashback. There is no single best one here, because the right pick depends entirely on where you live, what you were already planning to do with your money, and how much setup effort you are willing to put in. Start with the two $100 offers if you want the biggest numbers, or the simpler credits if you want something you can finish tonight. New bank bonuses get added constantly, so it is worth browsing https://bonusbankdaily.com regularly to catch offers while they are still live.